Tired of credit card chaos? One loan, one payment, less stress.
25.9% APR representative based on a loan amount of £10,000 over 60 months at a fixed interest rate of 20.9% p.a. This would give a monthly repayment cost of £283.47 per month, with a total cost of credit of £7,017.84 (includes loan fee of £500) and a total amount repayable of £17,017.84.
All figures are representative and based upon an assessment of credit and affordability. Terms and conditions apply.
Thought it sounded to good to be true but the application was easy & straightforward. This company has enabled me to pay some debts off and reduce my outgoings. Definitely recommend
June 2, 2025
Excellent service
June 2, 2025
Amazing company so far money into my account the next day couldn’t recommend more they were fab.
June 2, 2025
Good communication and quick service
June 2, 2025
What can I say, I toyed with using updraft for a number of months to combine my expensive Lloyds loan and a few other bits. After an email saying come check my offer I was surprised with the amount...
June 1, 2025
Easy to navigate and a Quick decision, money in within 24 hours
June 1, 2025
I had a really good experience, I was able to consolodate other loans and reduce my monthly payments. The descision was really quick and the money was paid into my account promply.
June 1, 2025
Communication was time efficient and very helpful. Thankyou
May 31, 2025
Easy and fast
May 30, 2025
The response was on time without long delay,Easy to navigate, the process was straightforward without any stress.
May 30, 2025
I was a little sceptical about Updraft after reading mixed reviews. I have several credit cards and loans and was looking to combine into one payment. I decided to take the plunge and apply to upd...
May 30, 2025
Easy, direct and efficient service
May 29, 2025
Very easy application, however I am a returning customer and feel this should be relaxed in the APR/any charges made to ensure further returns
May 29, 2025
The whole process was easy and smooth.
May 29, 2025
Super fast and easy to apply. Decision and payout really quick.
May 29, 2025
Straight forward and easy to do
May 28, 2025
Quick approval! So happy I found this company. Now I have one easy payment to clear the remaining of my debt.
May 27, 2025
Great customer service!!! Clear and precise information everything explained well and the app is also clear and easy to use.
May 27, 2025
Enter a few details about yourself, your earnings and outgoings
Connect your bank to Updraft so we can verify your identity and income
If approved, customise your loan and we’ll send you the funds
Securely view all your bank accounts and credit cards in one place — and spot what’s costing you most.
Want to know where your credit stands? We’ve got you covered with a totally free credit score and report — right inside the Updraft app. It’s super handy for checking your credit history, spotting what you can improve, and keeping an eye on how you’re doing.
We make credit scores less confusing and help you take control of your finances.
Download the app and get your free report today.
With Open Banking you can safely share your bank details with approved apps and services, just like us. It helps us help you manage your money better. It’s the trusted way to share information that is used by all major UK banks, think HSBC to Monzo, Lloyds to Starling, and everything in between.
Only regulated companies can ask you for access, and it’s all done with your clear permission every step of the way.