Tired of credit card chaos? One loan, one payment, less stress.
26.5% APR representative based on a loan amount of £10,000 over 60 months at a fixed interest rate of 21.9% p.a. This would give a monthly repayment cost of £286.65 per month, with a total cost of credit of £7,198.74 (includes loan fee of £400) and a total amount repayable of £17,198.74.
All figures are representative and based upon an assessment of credit and affordability. Terms and conditions apply.
The whole process was so straightforward and simple from beginning to end. Managed to secure the funding I required within a few days I would highly recommend updraft if you are seeking, fast, h...
June 23, 2025
Process was easy and straightforward. Whilst speak with staff they were helpful and polite throughout
June 22, 2025
I waited 2 days for confirmation that's why just 4 stars but good service thanks
June 21, 2025
The whole process was very quick and efficient. Customer service was excellent.
June 21, 2025
Used them for a previous loan - quick & easy to apply
June 21, 2025
The whole process was simple to understand and very fast. Support was good and was great to be able to personalise the loan to suit me.
June 21, 2025
Fantastic customer service and life changing!!
June 20, 2025
Very fast and straight forward information
June 20, 2025
I cant emphasize enough, just how much of a lifesaver Updraft has been. I was struggling to have money left each month after my monthly debt repayments. I saw the ad for Updraft previously but thou...
June 20, 2025
Have been looking for a loan provider to pay off my credit cards for a while now and this great deal popped up in my feed. Took a few days to get a decision but funds were in my account once contra...
June 19, 2025
Steps were fast easy and when contacted staff they weee helpful
June 19, 2025
Super Surprised by Updraft this year. Updraft makes me happy and tension free. Their quick and easy service made me super happy and I highly recommend to everyone to try this golden opportunity ASA...
June 18, 2025
Extremely easy & quick payout. Very very easy process, emailed all documents and made the process very stress free. Very quick payout of loan in under 24 hrs, extremely satisfied with the whole th...
June 18, 2025
Quick response and approval
June 18, 2025
Very helpful, clear and professional. Would recommend as a funding source away from the mainstream lenders every time.
June 18, 2025
Amazing. I have tried other places that need to speak with you. It’s difficult to find time with work. This way I could link my bank and it’s all done so quick so easy to use. Thanks
June 18, 2025
Fast reliable and very relaxed process of all for a loan
June 17, 2025
Easy to use, fast replies and helpful customer service.
June 17, 2025
Fantastic and easy process Very quick decision and seamless execution
June 16, 2025
Good communication and quick service
June 16, 2025
Enter a few details about yourself, your earnings and outgoings
Connect your bank to Updraft so we can verify your identity and income
If approved, customise your loan and we’ll send you the funds
Securely view all your bank accounts and credit cards in one place — and spot what’s costing you most.
Want to know where your credit stands? We’ve got you covered with a totally free credit score and report — right inside the Updraft app. It’s super handy for checking your credit history, spotting what you can improve, and keeping an eye on how you’re doing.
We make credit scores less confusing and help you take control of your finances.
Download the app and get your free report today.
With Open Banking you can safely share your bank details with approved apps and services, just like us. It helps us help you manage your money better. It’s the trusted way to share information that is used by all major UK banks, think HSBC to Monzo, Lloyds to Starling, and everything in between.
Only regulated companies can ask you for access, and it’s all done with your clear permission every step of the way.