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We help you make
changes that pay off

Our goal is to lower the cost of your credit &
help you make better decisions with your money

Rated 4.6 stars on TrustPilot
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Reach life goals faster
Updraft Credit

Reach life goals faster

We use your bank & credit profile to help us provide you with the best rate we can offer.

Saving you time and money.

Representative 22.9% APR

Check what I could save
Reach life goals faster

By consolidating existing borrowing, you may extend the term of your debt and increase the total amount you repay.
Failure to make payments on time means you will pay additional interest and may make obtaining credit in the future more expensive and difficult.



Free Credit Score
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Boss your financial
profile with your free credit score & report

Chat with Updraft

Get more from your money with a free personal finance chat

Lovely humans, here to talk through small changes that can pay off big.

Start a chat now
Updraft Credit Simple as 1-2-3

Checking eligibility won't hurt your credit score


If you choose to accept a loan, a hard search will be reported on your credit file.

Monzo
Revolut
Santander
First Direct
Starling
AIB
Bank of Scotland
Barclay Card
Tesco
Nationwide
Danske
YBS
Capital One
Natwest
Barclays
Tide
Marks and Spencer
Barclays Business
Transferwise
CBS
TSB
Ulster
Amex
RBS
Virgin Money
Bank of Ireland

UI/Icons/Fill/Information Updraft is compatible with all major high street banks and most lenders

Feedback from our customers

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Scan the QR code to join 350,000 others in the Updraft community.