Tired of credit card chaos? One loan, one payment, less stress.
24.6% APR Representative based on a £10,000 loan over 60 months at 19.9% fixed interest p.a. Monthly repayment: £277.60. Total repayable: £16,656 (inc. £500 fee). Subject to status and affordability. Consolidating debt may increase the term and total amount repaid.
All figures are representative and based upon an assessment of credit and affordability. Terms and conditions apply.
Needed help to get sorted and they did that for me
September 17, 2025
Updraft was clear with their product information , informative and easy to use . Lots of advice and assurity. The application stage easy and feedback was clear and informative.
September 17, 2025
I was need it some money, and in couple of minutes all was sort it out. I deffinetley recommendet.
September 17, 2025
Really good experience, responded very fast
September 17, 2025
Very straight forward form to fill in
September 17, 2025
Very quick and easy to apply and was updated while waiting for result
September 17, 2025
Amazing, straight forward
September 16, 2025
Great service from start to finish and a great rate too!
September 16, 2025
Very easy to navigate.
September 16, 2025
easy and fast, very happy
September 15, 2025
Amazing and so easy to apply. Very straightforward and would recommend if needing a loan.
September 15, 2025
Great friendly staff. Very helpful. Quick responses, this enabled me to ditch my credit cards. A weight off my shoulders.
September 15, 2025
The process was very easy and straightforward.
September 15, 2025
Very happy with these guys, funds cleared quickly, process was very easy.
September 13, 2025
Very easy to use the website
September 13, 2025
This company seems to look at all the factors before making a decision. It appears that the fact I never miss my payments is taken into account and I was offered an interest rate well below any of ...
September 13, 2025
The only company that listened. I took few loans in the past, even I've been able to pay them off, however in longer run it got tiresome. Was looking for someone to borrow me again to pay off loans...
September 12, 2025
Enter a few details about yourself, your earnings and outgoings
Connect your bank to Updraft so we can verify your identity and income
If approved, customise your loan and we’ll send you the funds
Securely view all your bank accounts and credit cards in one place — and spot what’s costing you most.
Want to know where your credit stands? We’ve got you covered with a totally free credit score and report — right inside the Updraft app. It’s super handy for checking your credit history, spotting what you can improve, and keeping an eye on how you’re doing.
We make credit scores less confusing and help you take control of your finances.
Download the app and get your free report today.
With Open Banking you can safely share your bank details with approved apps and services, just like us. It helps us help you manage your money better. It’s the trusted way to share information that is used by all major UK banks, think HSBC to Monzo, Lloyds to Starling, and everything in between.
Only regulated companies can ask you for access, and it’s all done with your clear permission every step of the way.