Use Updraft Credit to pay off expensive borrowings like credit cards and overdrafts

Always at a rate you deserve ✌️

See How it Works
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  • Too many people pay interest rates they shouldn’t

    Updraft Credit shifts the power from the bank to you, with a fairer rate for your finances.


    Get The App
  • We offer lower cost loans to high-potential people

    It will cost you less in interest and pay off your borrowings faster.

    Get The App
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  • iPhone Thumbnail
  • Your disposable income rises as your cost of credit falls

    We’ll reduce your borrowing costs, putting more money back in your pocket.

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  • Unlock new offers of Updraft Credit to pay off even faster

    We’ll lift you back into the black with your own personal plan. Often paying off a portion of your borrowing to start, and paying more when it’s most advantageous.

    Get The App
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Checking eligibility won’t hurt your credit score

It takes just a few minutes and it’s safe and secure.

  • Step 1

    Step 1

    Connect your bank so we can verify your income.

  • Step 2

    Step 2

    Enter a few details about your address and outgoings.

  • Step 3

    Step 3

    If you're eligible, review your offer and confirm the terms.

  • Step 4

    Step 4

    We send the funds to your connected bank account.

Representative 19.9% APR

Representative example:

Representative 19.9% APR. Borrow £3,000 repayable over 36 months at an interest rate of 19.9% pa (fixed) with monthly repayments of £110.92. A total amount payable of £4,012.43.

Start Your Updraft Credit Journey

Available on iPhone.