Money Talk

Expert guidance and resources to help you manage credit card debt.

Discover practical repayment strategies, budgeting tips, and support.

Inflation holds steady at 3.8% but high food prices push 6.6 million Brits to rely on credit cards for essentials

UK inflation remains steady at 3.8%, but stubbornly high food prices are pushing 6.6 million Brits to use credit cards for essentials like groceries. Reflecting ...

How Your Debt-to-Income Ratio Could Add £60,000 to Your Mortgage

Making a £60k credit card mistake? Lenders check your debt-to-income (DTI) ratio. Updraft explains how small debts affect your mortgage affordability.

This 64p Energy Bill Hack Could Save You £870 This Winter

This 64p energy bill hack could save you £870 this winter as the Oct 2025 price cap rises. Updraft explains how to swap and save.

Spooked by Spending? 5 Tricks to Tame Halloween Costs

Feeling spooked by high Halloween costs? Learn how to avoid overspending with 5 practical Halloween spending tips on costumes, decor, and parties from Updraft.

Consolidating Loans with Bad Credit

Find out how to consolidate loans with bad credit and improve approval chances with safer strategies.

Updraft Named One of the UK’s Top Fintech Companies for 2025

Updraft is honoured to be named one of the UK's Top Fintech Companies 2025 by CNBC & Statista for alternative financing. Learn more.

Half of Brits overspend due to travel FOMO caused by Instagram and TikTok, driving September getaways and credit debt spike

Travel FOMO from Instagram & TikTok Fuels UK Credit Debt Spike

Is travel FOMO causing you to overspend? New data links social media to a 21% rise in UK credit card debt. Understand the psychology.

TikTok scam preys on Britain’s 600,000-strong driving test backlog with £400 fee

A £400 TikTok scam targets the 600k driving test backlog. Fraudsters are luring learners with fake licences. Learn the risks and stay safe.

Latest BNPL instalment options could increase debt-related stress by 17%

BNPL instalments could increase debt stress by 17%. Learn what it means.

Holidaying abroad this month_ Adjusting this ONE setting before you travel could protect your wallet

Protect Your Money Abroad: The 5-Minute Credit Card Tip

Adjust one setting before holidaying abroad to protect your money and avoid extra costs.

Bank of England rate cut won’t move the needle on 36% APRs for 36 million UK credit card holders

BoE Rate Cut: Why Your 36% Credit Card APR Won’t Drop

Bank of England cuts rates, but 36 million still face 36% APR. Explore why costs remain high.

We’re helping Brits take control of their credit card debt this summer

Summer spending pushes Brits £1,641 deeper into debt. Updraft's new Financial Lifeguard offers tips to help you budget better and cut interest costs.

The TikTok trend that could haunt your credit for at least six years

A TikTok credit trend could damage your score for six years. Find out what to avoid.

1 in 11 Brits missed HMRC deadline in January with penalties up to £1.6k — don’t join them next week

1 in 11 Brits Missed HMRC Deadline: Avoid Costly Penalties

1 in 11 Brits missed HMRC’s tax deadline. Learn how fines can reach £1,600 and how to avoid them.

Rising childcare costs push 1 in 6 parents to credit cards

Rising childcare costs push 1 in 6 UK parents to rely on credit cards.

Piggy banks are back but Gen Z is calling them ‘smash jars

Piggy Banks Are Back: Gen Z’s New Smash Jar Trend

Piggy banks are back, but Gen Z calls them smash jars. Explore how saving habits are changing.

Fast Loans: Understanding Your Options for Quick Cash

How to Pay off Fast Loans

Learn how to pay off loans fast with repayment tips, consolidation, and smarter budgeting strategies.

A Guide to Credit Union Loans in the UK

Understand how credit union loans work, their benefits vs banks, and who can apply in the UK.

A Clear Guide to Borrowing Money in the UK

Learn safe ways of borrowing money in the UK. Compare loan options, risks, and tips to borrow responsibly.

How Many Credit Cards Can I Get?

Find out how many credit cards you should have, risks of multiple cards, and smarter alternatives.

Brits warns to dodge the ‘temperature-premium effect’ during heatwave

Brits face a “temperature premium” during heatwaves. Learn how to avoid overspending.

How To Beat Credit Card Debt

Learn how to beat credit card debt with proven strategies, repayment tips, and expert UK advice.

Brits are searching for ‘Labubu’ 193 times per minute but at what cost?

Brits search for Labubu toys every minute. Explore the financial cost of viral trends.

Is It Worth Consolidating Credit Card Debt?

Find out if consolidating your credit card debt is worth it with our expert UK guide.

A Comprehensive Guide to Managing Your Money and Boosting Your Savings in the UK

Comprehensive UK guide on managing money, boosting savings, and reducing debt.

Does Applying For a Credit Card Affect Your Credit Score

Find out if applying for a credit card hurts your credit score. Learn the difference between hard and soft checks.

8 Tips on How to Stay Debt Free

Discover 8 practical tips on how to stay debt free, manage money better, and avoid falling into debt.

Improving Your Credit Score

Start improving your credit score today with simple, effective steps to boost your rating in the UK.

Our Summer Streak Continues: We’re Finalists at the Credit Awards

We have some positive news to share. Updraft has been named a finalist for Best Consumer Credit Product at the 2025 Credit Awards. This nomination ...

Updraft Named In Top 50 Of Business Leader’s Growth 500

Updraft has been named one of the UK's top 100 fastest-growing companies. We believe this reflects our commitment to providing a clearer, more supportive way ...