Money Talk

Stress less, pay off debt and master your money

Latest BNPL instalment options could increase debt-related stress by 17%

The top hidden risks of BNPL instalment plans, including debt-related stress Instalment plans are letting banking customers split credit purchases into monthly payments, marketed as ...

Holidaying abroad this month? Adjusting this ONE setting before you travel could protect your wallet

Experts share ONE VITAL tip to protect your wallet abroad Brits urged to change this setting NOW to stop thieves accessing your money abroad With ...

Bank of England rate cut won’t move the needle on 36% APRs for 36 million UK credit card holders

Bank of England rate cut won’t save you from 36% credit card APR The Bank of England is expected to cut the base rate this ...

We’re helping Brits take control of their credit card debt this summer

Updraft hired the UK’s first Financial Lifeguard to help overspending Brits from going in too deep We’re helping Brits stay afloat and in control of ...

The TikTok trend that could haunt your credit for at least six years

Bankruptcy TikToks are up 600% but could cost you a mortgage, viral ‘bankruptcy hack’ has a 6-year credit catch, expert warns Viral TikTok videos are ...

1 in 11 Brits missed HMRC deadline in January with penalties up to £1.6k, don’t join them next week

Brits’ one-week warning to avoid paying £1.6k as 1 in 11 miss deadline Millions of self-employed Brits are expected to make their second HMRC “payment ...

Expert warns of ‘hidden crisis’ as rising childcare costs push 1 in 6 parents to credit cards

1 in 6 parents are using credit cards to cover ESSENTIALS, before childcare costs Families are facing an average summer childcare cost of £1,076 per ...

Piggy banks are back but Gen Z is calling them ‘smash jars’ in latest money saving hack

The nostalgic saving method is trending again on TikTok, rebranded for a new generation Gen Z is embracing ‘smash jars’, a modern twist on old-school ...

Fast Loans: Understanding Your Options for Quick Cash

Facing money problems or an unexpected expense? The pressure for a quick solution can lead many people to search online for “fast loans” or lending. ...

A Guide to Loans at a Credit Union

Considering a loan? Credit unions offer an affordable, community-focused option. Learn how to apply, the benefits, and the types of loans available. The information in ...

A Clear Guide to Borrowing Money

Thinking of borrowing money for a car, home improvements, or to manage debt? We know the world of lending can feel complicated. Let’s simplify it. ...

‘How Many Credit Cards Can I Get?’ Ask This Instead.

People often ask how many credit cards they can get. While there’s no official UK limit, we believe this is the wrong question to be ...

Brits warns to dodge the ‘temperature-premium effect’ during heatwave

Brits warned of ‘temperature-permium effect’ during heatwave. Expert warns of the real reason we spend more money when it’s hot. Spending is set to rise ...

How to Beat Credit Card Debt as Borrowing Hits Record Highs

Five ways to beat credit card debt as borrowing hits record high. Expert tips could save people with credit card debt thousands. Latest data shows ...

Brits are searching for ‘Labubu’ 193 times per minute but at what cost?

Discover how the UK’s “blind box” toy craze fuels impulse spending. Social media hype is pressuring consumers into quick, emotional buys on credit. Latest data ...

Is It Worth Consolidating Credit Card Debt?

Juggling debts from credit cards and overdrafts? A debt consolidation loan can simplify your finances into a single, manageable monthly payment. What Is a Debt ...

A Comprehensive Guide to Managing Your Money and Boosting Your Savings in the UK

Take control of your finances and build a secure future. Our guide offers a clear framework for budgeting, cutting costs, and setting savings goals. The ...

Good Credit Score: Using a Credit Card Wisely

Want to build your credit score? A credit card can be a powerful tool when used responsibly. Learn how to improve your history for a ...

8 Simple Weekly Habits to Help You Stay Debt-Free

Ready to take control of your finances? This guide provides the first steps to help you pay off debt, manage credit with confidence, and build ...

A Journey To Better Credit

Ready to improve your credit score? The journey to financial freedom starts with one simple action: understanding your score. Our guide explains how. The information ...

Updraft’s Guide to Consolidating Loans with Bad Credit

Updraft is on a mission to reshape the debt help space. We’re committed to helping you find a clear path forward with less stress and ...

Our Summer Streak Continues: We’re Finalists at the Credit Awards

We have some positive news to share. Updraft has been named a finalist for Best Consumer Credit Product at the 2025 Credit Awards. This nomination ...

Updraft Named In Top 50 Of Business Leader’s Growth 500

Updraft has been named one of the UK's top 100 fastest-growing companies. We believe this reflects our commitment to providing a clearer, more supportive way ...

A Defining Moment: Updraft Joins Tech Nation’s Future Fifty, Celebrating at Number 10

Updraft is honoured to be selected for Tech Nation's Future Fifty 2025 cohort, recognising our role as one of the UK's leading late-stage tech companies. ...

Updraft Ranks Among UK’s Fastest-Growing Companies

We're thrilled to be ranked among the UK's top 100 fastest-growing companies. This milestone is a testament to our mission of empowering financial well-being. A ...

Spare Change to Big Gains: The Ultimate Savings Guide

Your savings are what’s left over from your disposable income once all other expenses have been accounted for. Essentially, it’s the money you put away ...

Personal Loans for Bad Credit: Your 2025 UK Guide to Getting Approved

Getting a personal loan with bad credit might feel impossible, especially if you have late payments, defaults, or even a bankruptcy in your history. The ...

From Bills to Thrills: How to Free Up Extra Cash Every Month

Learn the difference between net income (your take-home pay after tax) and disposable income, the actual money you have left to spend or save after ...

Paychecks Unpacked: What’s Really in an ‘Average’ Salary?

Ever wondered how your paycheck stacks up against the average UK salary? Discover the key factors that shape your pay, from location to experience. Does ...

What’s Your Net Income (and Why Care?)

Your net income is the foundation of your financial health. Discover exactly what it is, how you can calculate it, and why it’s so crucial. ...