Tired of credit card chaos? One loan, one payment, less stress.
24.6% APR Representative based on a £10,000 loan over 60 months at 19.9% fixed interest p.a. Monthly repayment: £277.60. Total repayable: £16,656 (inc. £500 fee). Subject to status and affordability. Consolidating debt may increase the term and total amount repaid.
All figures are representative and based upon an assessment of credit and affordability. Terms and conditions apply.
easy and fast, very happy
September 15, 2025
Amazing and so easy to apply. Very straightforward and would recommend if needing a loan.
September 15, 2025
Great friendly staff. Very helpful. Quick responses, this enabled me to ditch my credit cards. A weight off my shoulders.
September 15, 2025
The process was very easy and straightforward.
September 15, 2025
Very happy with these guys, funds cleared quickly, process was very easy.
September 13, 2025
Very easy to use the website
September 13, 2025
This company seems to look at all the factors before making a decision. It appears that the fact I never miss my payments is taken into account and I was offered an interest rate well below any of ...
September 13, 2025
The only company that listened. I took few loans in the past, even I've been able to pay them off, however in longer run it got tiresome. Was looking for someone to borrow me again to pay off loans...
September 12, 2025
Straight forwards and ways to communicate with
September 12, 2025
They have been very helpful and kept me up to date through the process
September 12, 2025
Very simple to set up very helpful and a great load off my mind consolidating my credit cards would definitely recommend
September 12, 2025
Easy. Honest. Simplicity.
September 11, 2025
Very easy and quick process, money was in my account in 2 working days.
September 11, 2025
These guys made the process so easy!! Had the transfer the next day, cannot complain.
September 11, 2025
The process was straightforward and comprehensive. I was approved and received my loan well within 5 days. I recommend 100%
September 11, 2025
If you want to avoid high credit interest like I did then give them a try, money was in mu bank in 2 days and process was so easy and I was always updated on the progress made regarding the applica...
September 11, 2025
Very quick and easy to use
September 11, 2025
Enter a few details about yourself, your earnings and outgoings
Connect your bank to Updraft so we can verify your identity and income
If approved, customise your loan and we’ll send you the funds
Securely view all your bank accounts and credit cards in one place — and spot what’s costing you most.
Want to know where your credit stands? We’ve got you covered with a totally free credit score and report — right inside the Updraft app. It’s super handy for checking your credit history, spotting what you can improve, and keeping an eye on how you’re doing.
We make credit scores less confusing and help you take control of your finances.
Download the app and get your free report today.
With Open Banking you can safely share your bank details with approved apps and services, just like us. It helps us help you manage your money better. It’s the trusted way to share information that is used by all major UK banks, think HSBC to Monzo, Lloyds to Starling, and everything in between.
Only regulated companies can ask you for access, and it’s all done with your clear permission every step of the way.