Find out how much we can save you
Add your credit card balance along with the interest rate you’re being charged and we’ll do the maths for you.
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Enter your credit card balance and APR amount to instantly see your savings!
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You can potentially save on this Credit Card with an Updraft pay off loan. Paying off over a longer term and at a lower interest rate means you’ll pay less each month than your current fixed amount.
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The minimum payment is not enough
These are based on a fixed term loan vs minimum payments paid on a credit card and/or continued spend on a credit card or a reduced interest rate over a similar term for a fixed term loan product. Savings may be the result of a lower interest rate and / or repaying the outstanding debt over a shorter term which could lead to you paying less interest overall.
By consolidating existing borrowing, you may extend the term of your debt and increase the total amount you repay.
Representative example
APR of 26.5% based on a loan amount of £3,000 over 36 months at a fixed interest rate of 26.5% p.a. This would give a monthly repayment cost of £121.67 per month, with a total cost of credit of £1,380.20 and a total amount repayable of £4,380.20.
All figures are representative, the rate you are offered will depend on an assessment of credit worthiness and affordability. Terms and conditions apply.
From 14.8% to 41.39% APR. £1,000-20,000 over 1-5 years available.
Checking eligibility won't hurt your credit score
Step 1
Enter a few details about yourself, your earnings and outgoings.
Step 2
Connect your bank to Updraft so we can verify your identity and income.
Step 3
If approved, customise your loan and we’ll send the funds to your connected bank
If you choose to accept a loan, a hard search will be reported on your credit file.
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